Optional Savings Account4
Start saving for your future
Set your money aside for a rainy day, and earn interest while you do.
Already have a Card? Log in to access your Account.
Prepare for what’s ahead with an Optional Savings Account4
Watch your savings grow with quarterly interest! You can even turn on Automatic Roundup, and we’ll round up your purchases to the nearest dollar – sending your extra change straight to your Optional Savings Account.
How to set up your Optional Savings Account4
Set up QuickPay Direct Deposit
Set up QuickPay Direct Deposit for your paychecks or government benefits. Must have a minimum balance of $10 in your Account to qualify.
Add Savings Account
Head to your Account dashboard, add an Optional Savings Account, and begin adding your money.
Start Saving
Turn on Automatic Roundup for every purchase and watch your savings grow.
Stay Secure and have Peace of Mind
CARD’s security features are designed to give you peace of mind. We are fully accredited and utilize a suite of security features to protect your money.
Common Optional Savings Account4 Questions
Can I open an optional Savings Account without a Premium Bank Account?
No, you must have a Premium Bank Account with a balance of at least $10 to open an optional Savings Account. There is only one optional Savings Account per Premium Bank Account allowed.
How do I fund my optional Savings Account?
You can fund your optional Savings Account by transferring from your Premium Bank Account at any time after your optional Savings Account is opened. The initial opening deposit is $10, and once open, there is no minimum ongoing deposit.
Is there any limit to how much I can transfer in and out of my optional Savings Account, or how many times?
There is no limit to the amount of money you can transfer in or out of your optional Savings Account. You can transfer into your optional Savings Account from your Premium Bank Account as much as you like.
Does CARD pay interest on the optional Savings Account?
Yes, log in to your online Account on our website or your mobile app to obtain the current interest rate and Annual Percentage Yield (APY).
How do I open an Optional Savings Account?
If you are eligible for an optional Savings Account4, you will see the option to obtain the Savings Account in your dashboard.
- Log into your Premium Bank Account.
- Press the “Add Savings Account” button below your Primary Account Balance. If you do not see the option, you are not currently eligible for the optional Savings Account feature.
- Transfer at least $10 to open your optional Savings Account.
Please note: You must have a minimum balance of $10 in your Premium Bank Account and have received at least one direct deposit of at least $10 from a payroll or government benefits source in order to open an optional Savings Account.
Add your cash to your very own Account.
